Lose your phone.
Not your money.
Your YO account is yours alone. If your phone is gone, you get back in with your ID. No 24-word phrase to hide under the mattress.
- 01No seed phrase
- 02Only you move your money
- 03Back in with your ID
- 04Inside Altgirl, first
Three steps, and your ID is the backup
Open a YO account, turn on ID recovery once, and forget about it until the day you need it.
Self-custody, without the fear
We never hold your money. Recovery gives you access back and lets nobody else in. Every recovery needs several independent sign-offs, the way large funds protect their money.
First, inside Altgirl
Altgirl, your assistant, pays from your YO account. ID recovery is the first module we're showing inside her chat: ask her, and she walks you through it.
Less than a coffee a month
One small yearly price. You pay for peace of mind, not for storage. It's optional: your YO account works without it.
The honest answers
Do you hold my money?
No. Your YO account is self-custodial: only you can move your money. Recovery restores your access on a new device. It doesn't give us or anyone else control.
Who checks my ID?
A verification provider checks it, and an independent partner keeps the recovery backup. YO doesn't store your passport.
Can someone pretend to be me?
Every recovery needs a fresh ID check on the new device and sign-off from several independent people. No single person can approve it.
Do I have to turn it on?
No. It's optional. Without it, your account works as usual and the backup is up to you.
When can I use it?
It's in development. The first demo is coming inside Altgirl. Leave your email and we'll write when it opens.